In the rapidly evolving world of fintech, seamless digital onboarding and verification of customers are critical components for success. Gathr, a sophisticated API-driven solution, aims to revolutionise the industry by enabling companies to offer fintech products...
According to the World Bank there are over 12 million South Africans without a bank account. More importantly, South Africa has an unemployment rate of 32,9% (Q1 2023). These alarming statistics may paint a bleak picture of a struggling economy, but there is a beacon...
Only 40% of tech startups will eventually become profitable and the number of those who actually “make it” are few and far between. If that doesn’t seem daunting enough, 87% of startups globally are known to fail. Succeeding or failing as a tech startup is not one big...
Amid an often trying economy, Africa presents fertile soil for fintech growth. This potential is being unlocked because of an increase in mobile penetration and better internet infrastructure. The only missing piece of the puzzle is the need to close the financial...
1 in 3 people globally are superapp users, with more than 90% of these consumers motivated by convenience. . Without taking centre stage, superapps are quietly becoming part of African’s everyday lives. Ayoba, Gozem, M-Pesa, Opay and Gokada are just a few prominent...
Summary PDF Full report PDF Jump to sections: Unleashing the power of data South African players ready to drive this revolution The fears & challenges of Open Banking How does Open Banking benefit banks? Open Banking Case Studies Does Open Banking augment or...
We were frustrated with the drop off rates in the application process, so what did our Finch team do? We decided to build our own digital onboarding solution that can be used by our partners for a slick tech process. Since launching Gathr in the tail of 2021, we...
Over the last few years, Fintech has seen a sharp rise across the African continent, with South Africa seeing the biggest growth spurt. We've had cryptocurrency exchanges, rapid payment systems, an influx of payment gateways, our own Finch Technologies ecosystem, and...
When you think of programming languages used within the financial technology scene and the banking sector, PHP (Hypertext Preprocessor) could be one of the last ones that come to mind albeit a very popular option for new and existing businesses. It is no secret...