Summary PDF Full report PDF Jump to sections: Unleashing the power of data South African players ready to drive this revolution The fears & challenges of Open Banking How does Open Banking benefit banks? Open Banking Case Studies Does Open Banking augment or...

Real talk on all things powering financial access in Africa
Meet our Gathr team: Q&A with Mike & Caleb
We were frustrated with the drop off rates in the application process, so what did our Finch team do? We decided to build our own digital onboarding solution that can be used by our partners for a slick tech process. Since launching Gathr in the tail of 2021, we...
The State of South African Banking API Access to Businesses in 2023
Over the last few years, Fintech has seen a sharp rise across the African continent, with South Africa seeing the biggest growth spurt. We've had cryptocurrency exchanges, rapid payment systems, an influx of payment gateways, our own Finch Technologies ecosystem, and...
The Future of PHP: Why is it still relevant in Fintech?
When you think of programming languages used within the financial technology scene and the banking sector, PHP (Hypertext Preprocessor) could be one of the last ones that come to mind albeit a very popular option for new and existing businesses. It is no secret...
The impact of open banking on the payments and lending landscape
In December 2022, Aaron Prosser joined us to gain insights into the fintech industry in Africa. Aaron is part of the Australian-based Beyond Payments team, the company specialises in helping businesses recover all card processing fees in a fully compliant manner....
How long does it take to open a personal bank account in South Africa?
Financial inclusion is always the name of our game, and part of this is understanding how financial services actually work, both as a consumer and a business owner. In line with this sentiment, we set out on a mission to open 8 personal bank accounts in the span of...
Buy Now Pay Later in South Africa
Download the PDF Summary if you enjoy looking over reading: BNPL-Thought-Leadership_Summary_FinalDownload Credit-keen South Africans are driving the uptake of Buy-Now-Pay-Later payment platforms Already a mainstream payment method in markets such as the United States,...